Individual Critical Illness Insurance buyers Survey
Retirement is Next Financial Frontier for Women
Why New York Health Insurance is so High
House GOP Outlines Health Care Bill-
House Republicans on Wednesday presented what they called a "sorely needed" alternative to Democrats' proposals to overhaul health care.
True Cost of Disability is Staggering Without DI, Newspaper Says-
Costs can reach as high as 20 times a person's annual salary.
COBRA Premium Subsidy Guidance-
The Service has released a series of 58 questions and answers providing detailed guidance relating to premium assistance for COBRA.
Beacon's Fixed Annuity Premium Study Reports First Quarter's Fixed Annuity Sales-
Overall quarterly sales were 78% above those of first quarter 2008, up 2% from the previous quarter (which also set a record)
To Play in U.S. Health Reform, Some Insurers May Leave Agents, Brokers Behind-
Some U.S. health insurers may leave agents and brokers hanging out to dry as President Barack Obama seeks to slash their administrative expenses.
Health Insurance Industry Urges Congress to Consider Pay-for-Performance Practices-
the health insurance industry is urging policymakers to consider their private-sector pay-for-performance programs for doctors and hospitals
Health Insurance From Uncle Sam Gets A Look-
Senators are meeting behind closed doors to consider whether the federal government should jump into the health insurance business.
Americans Ignoring Income Protection of Disability Insurance-
New survey highlights need for consumers to understand risks of ignoring disability insurance during tough economic times.
COBRA Subsidy Has Some Holes-
Could be out of reach for thousands of jobless workers because they worked for a small company or their former employer has gone out of business.
Worker Expectations for Retirement Continue to Fall, Many Anticipate Working Longer-
Only 13% of American Workers are saying they are very confident of having enough money to live comfortably in retirement.
House Passes Bill Requiring Group Health Disclosures-
Group health plans would be required to disclose all limitations and restrictions that could impact coverage.
Sebelius To Call For Action Now On Health Care-
Sebelius pledged herself to President Barack Obama's goal of overhauling the health system to cover 48 million uninsured Americans.
Michigan Insurer Selling Fake Auto Insurance-
The commissioner warned consumers that they may have purchased fake auto insurance certificates
Half of Full-Time Employees Surveyed Don't Understand Health Insurance Coverage for Cancer-Related Medical Expenses-
Americans with health insurance surveyed say they don't have a clear understanding of what their health insurance covers for medical expenses related to cancer treatment.
New Year, New Laws: 2009? Utahns Can Expect to Pay More For Auto Insurance-
Utahns will face a few changes as a dozen new state laws take effect.
Health Plan Influx Awaited-
With unemployment rising, more people with high-risk health problems are expected to turn to state-subsidized insurance.
Recession Puts Chinks in Health-Care Industry Armor-
Chicago-area hospitals haven't seen such threats to the health-care industry in recent memory.
Insurance Commissioner Poizner Announces $750,000 Settlements With Company For Alleged Claims Handling Violations-
Steve Poizner announced a $750,000 settlement with American Bankers Life Insurance Company for alleged claims handling violations.
U.S. Securities and Exchange Commission Acts On Credit Default Swaps-
U.S. Securities and Exchange Commission took a step Tuesday toward a new system of central clearinghouses for credit default swaps.
Tough Decisions; Fiftysomething Retirees May Have To Choose Between Emptying IRAs and Slashing Spending-
"They can either cut their spending sharply, deplete their IRAs or even go back to work at what is likely to be a much lower salary.
If the Muni Market Falls, Will Anyone in Washington Hear It?-
Conditions in the municipal bond market have qualified as miserable since at least February.
Federal Court says State Cannot Consider Annuity in Medicaid Eligibility-
Pennsylvania Department of Public Welfare cannot include a spouse’s annuity as an asset for the purpose of determining the eligibility of her institutionalized spouse for Medicaid benefits
U.S. Workers Taking Steps to Lower Medical Costs, Watson Wyatt Survey Finds-
A significantly lower number of employees (19%) are willing to pay higher premiums in order to keep deductibles and co-pays lower and more predictable
State Health Care Programs May Cut Back On Benefits Without Federal Bailout-
InsuranceBureau.com reports that state health care programs like the State Children's Health Insurance Program and Medicaid may experience severe cutbacks.
Insurers Offer Universal Health Proposal-
America’s Health Insurance Plans (AHIP) released a broad outline of a plan that seeks to offer universal care
A Look At Long Term Care Costs-
Seventy percent of Americans haven't planned for their long-term care needs in retirement.
Blue Cross Warns of Mounting Losses-
Blue Cross faces losses that threaten its financial health unless Legislature acts quickly to make it easier for it to raise rates.
The Coming Health-Care Tsunami-
The unfunded liability of Medicare and Social Security stands at more than $99 trillion.
Horizon Blue Cross Blue Shield of N.J. Agrees to Settle Eating Disorder Lawsuit-
The settlement will affect about 500 patients involved in the class-action lawsuit.
16th Milliman Survey Indicates Health Insurance Rate Increases in 2009 About 3% Lower for HMOs than PPOs-
Estimated premium rate increases for January 2009 renewals are 8.4% for HMOs and 10.7% to 12.1% for PPOs.
Survey Finds Economic Downturn Has Had a Major Negative Impact on Americans' Ability to Pay for Long-Term Care Services-
Many Americans are feeling uncertain about their retirement security and their ability to pay for long-term care services.
Fatalities On The Rise In Vehicle-Animal Crashes-
Fatalities from vehicle crashes with deer and other animals have more than doubled over the last 15 years
Mississippi Report: State Farm Did Not Defraud Policyholders-
no proof was found that State Farm intentionally sought to defraud its customers.
Ex-Bear Stearns Chief Risk Executive Joins U.S. Federal Reserve-
Federal Reserve joke; Risk officer from Bear Stearns hired for bank supervision.
Managing Your Insurance Needs During Financial Crisis-
Many Americans are cutting back on everything from luxury goods to everyday essentials.
Healthcare Cost Increases Continue To Decline: Expected Average Increase Is 10.6 Percent, Lowest In Recent Years, According To Aon Consulting-
Healthcare cost survey from Aon Consulting Worldwide shows increases are the lowest they've been since 2001.
The point sheds light on a neglected flaw in Obama's health-care plan and a neglected virtue in McCain's.
Long-Term Care Insurance Is an Option for the Financially Turbulent Times-
Many analysts have suggested different sectors that might be good investments now.
Schwarzenegger Vetoes Profit Limit, Single-Payer Health Insurance Bills-
Several Health Insurance bills are vetoed by Schwarzenegger.
Health Care Reform Key Issue as Entrepreneurs Size Up Presidential Candidates-
Small Business supports health care reform.
Laboring Without Health Insurance? HSAs May Be an Affordable Option-
Nearly 1.3 million full-time workers lost their health insurance...
Consumers Looking to the Web for Auto Insurance-
Consumers are increasingly reliant on the Internet as a channel to research and learn more about auto insurance
Healthcare Benefits Expert Jim Edholm Calls for a Ceasefire in the War Against Employers-
State and Federal government is hostile to the average employer and it's about to get worse.
Study Reveals Benefits Of Starting Long-Term Care Planning Pre-Retirement-
Buying Long Term Care Insurance before retirement has many benefits.
Midwest Floods And New I.I.I. Survey Underscore Need For Flood Insurance: Only 17 percent of Americans have Flood Insurance Policy-
Although more home owners have flood insurance, the recent flooding shows too few have taken it seriously.
McCain, Obama Promise More Health-Care Coverage, Differently-
Candidates differ on national health care.
Using Health Insurance To Build Your Nest Egg-
Now you can use health insurance to help build your nest egg.
Four Out of Five Disability Income Insurance Claimants are Satisfied With Their Policy-
The survey of disability insurance claimants assessed their satisfaction with their policy and their experience filing a claim and receiving benefits.
Insurance Regulators Protect Seniors From Abusive Sales, Marketing-
Insurance regulators passing laws to protect seniors from abusive insurance practices.
New report ranks children's health care by state-
Children who live in the Northeast and Upper Midwest get better health care, on average,
than those in the South and Southwest.
Senate Adds Private Insurer Oversight to Flood Insurance Bill-
Flood insurance to be expanded by government.
Most Baby Boomers Overestimate Breadth and Depth of Public Safety Net for Disabled Workers-
Baby boomers misinformed about how much disability coverage they get from the government.
More Than Six Million Enrolled in Health Savings Account Plans-
HSA enrollment continues to increase.
What Exactly is an HSA?-
HSAs are tax exempt accounts where funds
grow to pay for medical expenses.
Now that Your Taxes are Done
figure out What You Could Save in 2008 by Using an HSA-
Find out what you could save by switching from a
Traditional health plan to an HSA.
InsuranceNewsNet Responds to Flaws in Dateline NBC Report-
Dateline misrepresents the annuity market and misinforms its audience.
Innovative Branding Helps Company Boost HSA Rolls-
Making an HSA work for your company is easy when you present it to the employees in a positive way.
ACLI: Landmark West Virginia Law Protects Seniors; Leads Way For Rest Of Nation-
West Virginia Governor Joe Manchin III (D) today signed landmark legislation
that protects senior citizens from an abusive practice called stranger-originated life insurance.
GOP Strategist: Both Parties Would Target Health Insurers-
the industry should nonetheless be prepared to be targeted by Washington regardless of which
party ultimately captures the White House, Republican strategist Michael Murphy warned members of America's Health Insurance Plans.
Fidelity Investments Estimates $225,000 Needed to Cover Retiree Health Care Costs-
Since the estimate was first calculated in 2002, the number has risen a total
of 41 percent, with an average annual increase of 5.8 percent.
Insuring Invincibility: Opening Up A Dialogue On Disability Insurance With Gen Xers And Millennials-
Three out of 10 workers between the ages of 25 and 65 will experience an accident or illness that keeps them out of work for three months or longer
AHIP: Insurers Support Strengthened Federal Regulation and Oversight for Marketing to Medicare Beneficiaries-
In adopting this statement, the AHIP Board has indicated its strong commitment to serving
seniors in Medicare and to advocate that more be done through this process to advance consumer protections.
Spending on Health to Rise Dramatically-
By 2017, consumers and taxpayers will spend more than $4 trillion on health care,
accounting for one of every $5 dollars spent, the federal government projects...
Immediate Gratification: New Studies Show That Immediate Annuities Add Both Income And Stability To A Retirement Portfolio.-
Immediate Gratification: New Studies Show That Immediate Annuities Add Both
Income And Stability To A Retirement Portfolio
Democrats Target Medicare Insurers-
Democratic lawmakers will propose banning private Medicare insurance plans from door-to-door
sales pitches after some seniors complained they were pressured or misled into enrolling in the wrong plans.
SCHIP is extended until 2009 amid lingering concerns-
After months of debate and two presidential vetoes, Congress has successfully
voted to extend the State Children's Health Insurance Program to April 2009.
Health Secretary sees continued divide on health care in 2008-
In a preview of what is ahead, Health and Human Services Secretary Mike Leavitt says
the administration will work to limit the government's role in the delivery of health care....
Quick Q & A on Fixed Index Annuities-
Fixed index annuities (FIAs) are a fairly recent addition to the annuity family.
It was introduced around the mid-90s and combines features of the two previous classes of annuities:
the variable and the fixed.
Number of Americans Without Health
Insurance Grew By 1.3 Million in 2005
One of the nation's most vexing public-health
problems deepened last year as the number of Americans without
health insurance jumped by 1.3 million ...
Total U.S. Life Industry Benefits
Increase, Impacted by the Continuing Increase in Surrender
-Total life, annuity and health benefits
paid by the U.S. life insurance industry were $438.5 billion for
2005, an increase of 6.2% from...
Health Insurance: A Plan to Help Small
-One Harvard expert calls on the feds to
reinsure insurers, making it cheaper for small outfits to
provide health benefits for workers...
Health Care Rate Hikes Not Expected to
Jump Despite Mixed Results
-Despite flat to reduced profits from some of
the major managed care companies during the first half of 2006,
commercial health care cost ...
Universal Health Care for California; Too
good to be true?
-A bill that would replace all private
health insurance in California with a state-run, single-payer
Workers With High-Deductible Health Plans
May Heed The Need For DI
-The trend toward consumer-driven health
plans creates a critical risk management shift from employer to
employee," says Ronald Leopold, MetLife vice president ...
Cantor Eyes Life Settlement Exchange
- Cantor Fitzgerald is considering
launching an automated exchange for trading death benefits in
life insurance policies, according to ...
More Than One in Three Parents Without
Life Insurance Say Their Children... -
Asked to assess the impact the death of the primary wage earner
would have on their children's college plans...
Arkansas Blue Cross
Arkansas Blue Cross and Blue Shield recently inked a
Online Insight, Inc., a leading provider of multi-channel guided
selling solutions, to provide Medicare eligible
Arkansans with valuable decision support tools...
- A Bank of America analyst on Tuesday upgraded the life
insurance industry, saying
life insurers have been resilient in a tough operating
Blue Cross Blue Shield...
Many consumers today shoulder a greater share of
health care costs than in the past. That's why the ability to
predict and manage health care costs is so...
- America's middle market has generated much attention in
the life insurance industry and among consumer advocates for
Consumer Driven Health Care
- As employers ask brokers to ease rising health
insurance costs, one answer is crisscrossing the country:
consumer driven healthcare. Is this the silver bullet the
industry has been searching for?
- Benefit telepathy: the ability to read the minds of
employees in order to understand how they make
benefit-related decisions. No, this paranormal phenomenon does
not exist, but many employers, benefit
managers and HR professionals wish it did.
How Do You Feel About Life Insurance?
- For most consumers, buying life insurance can be a
tough decision - a combination of rational financial
calculations and emotional attitudes. Consumers can take a
short quiz created by LIMRA International...
How Long You Live Depends...
- America is a nation divided by vast differences in life
expectancy, a "longevity gap" that can't be readily explained by
race, income or access to health care, a study reported
- Insurance agent Clif Rosenberry knows firsthand what
can happen when a family's
breadwinner dies without life insurance: His brother was killed
at the age of 39 in a work accident, and
he didn't have his own policy...
Insurance Pool Makes Exclamation Point
-You probably wouldn't think combining the bureaucracy of
state government with the confusing, myriad options of health
insurance coverage would be a good thing for anyone but people
who love red tape...
Reserve Proposal Cleared by NAIC Committee
- Following months of debate and discussion, immediate
reserve relief for writers of both term and universal life
insurance is on the way. An interim reserve proposal was
approved unanimously by a senior committee of the National
Association of Insurance Commissioners during an Aug. 31
Life Insurance In the Retirement Red Zone
- The domestic individual life insurance business for
Prudential Financial, Inc. (NYSE: PRU), announced today the
reasons why consumers should consider life insurance during the
Retirement Red Zone, a window consisting of the five years
immediately before retirement and the first five years into